Bad Credit Financing in Boise, ID

At Peterson Toyota, in Boise, Idaho, we’re believers in one simple fact: everyone should have a chance to get into their dream car. That’s why, regardless of your financing plan or history, we’re offering bad credit financing opportunities to any driver who comes on our lot. With help from our skilled financing team, we’ll put our Toyota-exclusive saving opportunities to good use. We’ll also give you a hassle-free environment, which will help guide you through the vehicle-financing process without any added pressure whatsoever. Competitive loan rates, repair financing, and lease options await with help from our experienced and friendly financing pros! In addition, we maintain great relationships with banks and lenders, in order to secure you a financing option that works well for your budget. Visit our dealership, fill out an application, or call us to discover more about our bad credit financing options. We’re looking forward to talking to you soon!



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(208) 378-9000

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Learn more about your Credit Score at your Boise, ID Dealership

Credit Rating Factors Negative Impact Positive Impact
Little or No Credit History X
On-Time Debt Payments X
Excessive Existing Debt X
Filing for Bankruptcy X
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed Payments X
Foreclosures or Repossessions X

Drive Away in a New Toyota Model with Bad Credit Financing

in Boise, ID | near Nampa and Meridian, ID

If you love adventure and the idea of exploring the unknown, there’s no better vehicle than a Toyota car, truck, or SUV to get you there. Here at Peterson Toyota, we feature an iconic array of cars made to inspire you on every road you drive. If you take a lot of weekend getaways and need extra storage, try out the off-road-ready Toyota Tacoma pickup truck. In need of an efficient commuter vehicle? The Toyota Camry is the ideal option for getting you in and out of town daily. There’s also the Toyota RAV4, our most versatile SUV thanks to its spacious interior, all-wheel capabilities, and sleek design. We also have plenty of other options, ranging from the Toyota Tundra and Toyota Highlander to the Toyota Prius and Toyota Carnival. Hop behind the wheel for a test drive today by visiting our Boise, ID Toyota dealership today!


Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing in Boise, ID Today

Whenever the time feels right, connect with our financing professionals at Peterson Toyota in Boise, ID to start your bad credit financing conversation. We are ready to create a comfortable environment to discuss your less-than-perfect credit score. We also offer no credit financing, for those that have not established a credit score yet. You can get pre-approved for a loan, too, so give us a call or continue exploring our website to learn more!


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